Our services

  • Term Life Insurance

    How can you provide for your family in the case of death? An affordable Term Life Insurance policy is your basic life insurance plan, it ensures that your beneficiaries will have a financial safety net.

  • Whole Life Insurance

    Whole Life Insurance is the solution for those who will do whatever it takes to keep their families cared for. Our long-term insurance coverage guarantees that the death benefits are provided to create a plan that covers you through your whole life.

  • Universal Life Insurance

    Want to put aside as much for your family as possible? Universal Life Insurance is a permanent life insurance solution that provides flexibility with the possibility of increased cash value and death benefit growth. We’ll help you learn how you can increase your family’s death benefits every month.

  • Disability Insurance

    Statistics show that one out of four of today’s 20-year old will become disabled before they hit retirement age. What will happen to you and your family if you couldn’t work? Disability insurance can’t prevent illness or injury, but it can replace your income and provide money to pay your mortgage, rent, car loan payment. So, if you have a serious illness or injury, you can focus on your speedy recovery instead of worry about being ruined financially.

  • Medicare Insurance Plan

    You have worked hard all your life and have earned your Medicare Health Insurance but there are many options available. Do you have questions about your Medicare options? We are appointed with many companies and work to explain all the options available to beneficiaries. Contact us to help your understand your options six months before your 65th Birthday.

  • Long Term Care Insurance

    Our Long-Term Care Insurance policies will cover the high cost of long term care whether in your home or in a care facility. Long Term Care insurance provides coverage above and beyond what is offered by Medicare. A Long Term Care Insurance plan provides dignity for you and can preserve the assets that you want to pass down to your loved one.


Welcome to Creative LIfe PLans

Committed to helping individuals and businesses secure a healthy financial future.
  • How We Do It

    We provide insurance-based products to help solve real financial problems. We not only protect your wealth but help grow it! We do this by using a need-based approach through a variety of insurance carriers to help solve your Life, Disability, Long Term Care and Medicare Insurance needs.

  • Our Mission

    Provide strategies to help protect what you’ve worked so hard to build. We help our clients preserve their interests and assets through knowledge, quality advice, and exceptional service by providing insurance-based products to help protect and create YOUR wealth!

  • Your Trusted Partner

    We focus on being a trusted partner you can depend on for all your insurance and financial services. We are dedicated to the understanding our clients’ individual needs, goals, and comfort with risk so that we can provide precise, dynamic solutions.

    Creative Life Plans works constantly on your behalf, staying ahead of the curve to help you better manage change. When you need assurance and a thorough plan, we believe we have the scope, scale, and intelligence to expertly plan for all your insurance and financial needs. We provide the care, follow-through, and dedication that you deserve!

Our Values and Approach to Business Set Us Apart
  • Accountability

    We do what we say we will do, when we say we will do it.

  • Integrity

    We put our clients’ interests first, doing the right things for the right reasons.

  • Work Ethic

    Built on decades of hard work, we get the job done right.

  • Excellence

    We take pride in delivering world-class service.

  • Proactive Service

    We think ahead and anticipate the needs of our clients and teammates.

Client Testimonials

Don’t take our word for it

We let our loyal clients speak for us!


Were proud to work with some of the finest names in Insurance

We partner with the best so we can give you the level of service you deserve!

Founding Member

Mark Papagni

Mark Papagni, CLU, FSS is the founding member of Creative Life Plans LLC. He has been in the Insurance and Financial Services field for over 25 years and began his career with a top well-known insurance carrier.

Mark kept the promises made by the Sales Agents when working in the claims department before moving to Agency Management and ultimately becoming an Agent himself. It was during this time that Mark developed a passion to help people use insurance-based products to protect not only their property but create and protect their wealth.